Bankruptcy Attorney Services
The first step is to discuss your options with our bankruptcy attorneys. Most people find their concerns regarding bankruptcy are alleviated during our free consultation. If you are struggling with consumer debt, the Rosenberg Law Group, PLLC can help.
Our clients receive efficient, effective and personalized representation. For a free initial consultation, call us today.
What is Bankruptcy?
Bankruptcy is a legal process by which a debtor (someone owing money) can file for court protection from creditors seeking repayment of loans. The United States constitution enshrines the right to bankruptcy to protect Americans in the new republic from creditors seeking to reclaim property, often under very harsh terms of loan agreements. As a nation, we have always placed a priority on helping people get a fresh start and a second chance.
It is important to remember that it is a legal process involving the U.S. federal court system and an appointed judge and trustees. That means that both sides are guaranteed equal protection under the law. When you are filing for bankruptcy, you are petitioning the court to eliminate or consolidate your debts, to protect you from further legal action by your creditors. The court must review your petition and decide whether your case has merit to proceed, just like any lawsuit. Your petition is not an automatic approval to walk away from your debts. Your creditors will work equally hard to protect themselves from losing the money they loaned you. It is in your best interest to have a bankruptcy attorney to represent your interests.
The Rosenberg Law Group, PLLC will review the facts, answer all of your questions, and help you determine whether bankruptcy is the best debt solution for you.
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy is the preferred petition for individuals that need to discharge unsecure consumer debts and credit card debts. Based on the increase of filings, thee are strict eligibility requirements to qualify.
Learn more about our Chapter 7 Bankruptcy Attorney Services
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy allows individuals or small businesses to consolidate all debt, which may include student loans and government debts into a restructured monthly payment plan. Chapter 13 may be your preferred option if you are able to pay your obligations, but are hindered by excessive interest rates, late fees, and/or penalties.
Learn more about our Chapter 13 Bankruptcy Attorney Services
We Offer a Free Consultation with our Bankruptcy Attorneys